Don't you just love it when medical bills arrive in the mail from whatever procedures or services you may have had, and then trying to understand just what is what, and why are the costs so high?

I shudder as I open the statement from my insurance company. I have wondered many times when I'm out of town for whatever reason, will I be covered if I need medical attention in an area that is not my home area.

New York State Attorney General Letitia James reminds New Yorkers of new surprise medical bill safeguards. It's called the No Surprises Act, which is a federal law that went into effect at the beginning of this year.
According to Attorney General James mentions it adds to existing New York State Laws:

"...prohibiting hospitals and health care professionals from billing patients for more than their in-network payment or deductible on many unexpected medical bills."

This includes bills for emergency services at emergency rooms and freestanding emergency departments, non-emergency services provided at in-network facilities, and air ambulance services.

For non-emergency services, that includes treatment by an out-of-network health care provider at an in-network hospital. And for air ambulance services, it is defined to protect consumers from getting entangled in billing disputes, among other protections.

Attorney General Letitia James mentions that the Surprise Bill in New York State was the first of its kind in the United States. It is designed as protection for patients, protecting them from excessive bills "when a patient unknowingly receives services from a physician who is not part of their health care plan’s network of providers."

For a complete understanding of the 'No Surprises Act', visit the website of the New York Attorney General.

via New York State Attorney General Letitia James

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