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What do you want most out of life? GHS Federal Credit Union can help you achieve it all! We’ve been meeting the financial needs of our neighbors for more than 70 years, and we can make your dreams come true!

GHS Federal Credit Union offers families and businesses, the financial relationship of a lifetime. Serving Broome, Chenango and Tioga counties, PLUS a large network of FREE ATMs for member convenience, GHS makes it easy and user-friendly to manage your financial life.

GHS is proud to enrich the communities as a NON-PROFIT financial cooperative. That means all GHS earnings are paid back to their members in the form of HIGHER savings rates and LOWER loan rates. GHS is also able to serve our community through a variety of charity sponsorships and educating our local schools on the importance of financial literacy.

Our members can take advantage of Absolutely FREE Checking accounts. There’s no minimum balance, no monthly or per-check fees, and over-draft protection is available. Plus, an Absolutely FREE Checking account provides a free Visa Debit card, and free online banking, including bill-pay, free mobile banking, and free voice-banking.

Not only does GHS offer low interest rate loans for all purposes, but they also provide one of the area’s most affordable credit cards. The GHS Visa Platinum Credit Card features a low-FIXED rate with no annual fee.

From money market accounts, to IRAs, to accounts for our youngest members, GHS offers smart ways to help you plan for your future.

Visit GHS soon to see how we can help you. Stop in at any of our 3 locations. Serving Broome, Chenango and Tioga counties. Also available 24/7 at

GHS. The Relationship of a Lifetime.

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